Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.
Common items that can be added as scheduled property:
- Jewelry
- Furs
- Cameras
- Musical Instruments
- Silverware
- Golfers Equipment
- Fine Arts
- Bicycles