Blog

Beyond the Baseline: Why State Minimums Fail to Protect Your Commercial Vehicles
Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an

Navigating Winter’s Road: Essential Risk Management for Commercial Fleets
The arrival of cold weather marks a critical period for businesses that rely on commercial vehicles. Winter driving presents a unique set of hazards—from black ice and reduced visibility to the mechanical stress of freezing temperatures. For fleet operators, proactively

A Season of Thanks: Why We’re Grateful for Our Clients (and How to Protect What You’re Thankful For)
As the holiday season approaches, it’s a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we’re especially thankful for the trust and confidence our clients

Fall Business Checklist: How to Make Sure Your Company Is Covered
As the leaves change and the air turns crisp, fall is more than just a seasonal shift—it’s the perfect time for businesses to review insurance coverage and prepare for the months ahead. From weather-related risks to seasonal staffing changes, this

Deer Season Driving Checklist
Stay safe on the road — and make sure your insurance is ready too. As days get shorter and the fall season settles in, deer become much more active — especially around dawn and dusk. In fact, fall is peak

Should You Close Vents in Unused Rooms During Summer? An Experienced HVAC Professional Explains
This seemingly smart summer habit could be harming your HVAC system. With another record-setting summer underway and AC units working around the clock, many of us are looking for ways to cut down on our electricity bills. While closing vents in individual rooms










