A Season of Thanks: Why We’re Grateful for Our Clients (and How to Protect What You’re Thankful For)
As the holiday season approaches, it’s a time to reflect on the blessings of the past year and express gratitude for the relationships that enrich our lives. At our agency, we’re especially thankful for the trust and confidence our clients place in us. It’s not just about policies; it’s about the privilege of safeguarding what […]
Fall Business Checklist: How to Make Sure Your Company Is Covered
As the leaves change and the air turns crisp, fall is more than just a seasonal shift—it’s the perfect time for businesses to review insurance coverage and prepare for the months ahead. From weather-related risks to seasonal staffing changes, this time of year presents unique challenges that many business owners don’t consider. Here’s a fall […]
Deer Season Driving Checklist
Stay safe on the road — and make sure your insurance is ready too. As days get shorter and the fall season settles in, deer become much more active — especially around dawn and dusk. In fact, fall is peak season for deer-vehicle collisions, which can cause serious damage to your car and injuries to […]
Should You Close Vents in Unused Rooms During Summer? An Experienced HVAC Professional Explains
This seemingly smart summer habit could be harming your HVAC system. With another record-setting summer underway and AC units working around the clock, many of us are looking for ways to cut down on our electricity bills. While closing vents in individual rooms or spaces might seem like a reasonable way to save money this summer, it’s actually […]
What to Look for When Buying a Home – From an Insurance Perspective
Buying a home—whether it’s your first starter, a forever nest, or a vacation escape—is thrilling and sometimes stressful. Along with choosing price, neighborhood, layout, and that dreamy front porch view, there’s a critical but often overlooked factor: homeowners insurance. Working with an independent insurance agency can help ensure you’re fully protected—not just meeting lender requirements […]
5 Things Business Owners Should Know About Insurance Limits and Deductibles
Building a business involves making countless vital decisions, including hiring the right team, buying the right software, and finding a suitable space. Understanding the basics of insurance coverage may be glossed over during day-to-day operations. Insurance is one of the behind-the-scenes essentials that can make or break financial stability when the unexpected occurs. It is […]
Spring Into Adventure: Insuring Your Recreational Vehicles for the Season Ahead
Outdoor enthusiasts across the country are gearing up for spring adventures. Whether you’re planning a road trip in your motorhome, hitting the trails on your ATV, or cruising across the water on your personal watercraft, spring marks the perfect time to prepare your recreational vehicles for action. But as you get ready for the fun, […]
The Importance of Life Insurance: Why Getting It in Your 20s and 30s is a Smart Decision
Life insurance is one of the most important financial tools you can have, yet it’s often overlooked or deferred until later in life. Many young adults in their 20s and 30s may not consider life insurance as a priority, believing that they have plenty of time to think about it or that they don’t need […]
Are Natural Disasters Covered? Understanding Your Home Insurance Policy
When it comes to home insurance, one of the most pressing questions homeowners have is, “Are natural disasters covered?” After all, the unexpected can happen at any time, and the impact of natural disasters can be devastating. Understanding what your home insurance policy covers—and what it doesn’t—is essential for protecting your home and belongings. In […]
Understanding Auto Insurance Premiums: How Are They Calculated?
Understanding Auto Insurance Premiums: How Are They Calculated? How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and unexpected damage. But many drivers wonder what goes into determining their premium costs. We believe in helping our clients understand the factors that influence their rates, […]